Wills Month 2025: How to Have the Last Word
Having the “last word” means you get to decide how your assets are divided after your passing. But there’s only one way to make sure your wishes are respected – a valid, professionally drafted will.
Sadly, research suggests that up to 70% of South Africans don’t have a will. That means most people are leaving the final say about their estate in the hands of strangers. The consequences can be devastating.
What happens if you don’t have a will?
If you pass away without a valid will:
Family conflict is common. With no clear instructions, disputes over inheritance often arise.
The law decides. Your assets will be distributed according to South Africa’s rules of intestate succession – not according to your wishes. For example, your spouse may inherit less than you wanted.
The Master appoints an executor. This could be someone you didn’t choose, leaving your loved ones dealing with delays, extra costs, and a stranger handling your estate.
Children’s inheritance is locked away. If you have minors, their share is held in the Guardian’s Fund until they turn 18. Withdrawals are slow, bureaucratic, and may not keep up with inflation or your children’s needs.
In short – without a will, you lose control.
Why you need a professionally drafted will
Yes, you can write your own will. But it’s risky. Many DIY wills end up invalid, unclear, or tax-inefficient.
That’s why it’s worth getting professional help. A properly drawn-up will ensures:
Your wishes are honoured.
Your estate is distributed efficiently.
Your family avoids unnecessary stress and cost.
Your estate planning and tax efficiency are taken into account.
Life is short – and tomorrow is not guaranteed. Paulo Coelho once wrote: “There is no time to leave important words unsaid.”
The same goes for your estate. Don’t let strangers or outdated laws have the last word.
Talk to us this Wills Month. We’ll help you draft or update your will – so your final say really is yours.